| Equity-led growth with a small bond and real-asset ballast. | VTI, VXUS, BND, VNQ | Model | … | … | … | … | … | … |
| Four fifths equity, one fifth core bonds. | VTI, VXUS, BND | Model | … | … | … | … | … | … |
| The classic 60/40, split globally on the equity side. | VTI, VXUS, BND, BNDX | Model | … | … | … | … | … | … |
| US equity against US investment-grade bonds. | VOO, BND | Model | … | … | … | … | … | … |
| The equity half on its own, for blending into a wider plan. | VTI, VXUS, VBR | Model | … | … | … | … | … | … |
| Duration and credit only - the ballast, held separately. | BND, BNDX, TIP | Model | … | … | … | … | … | … |
| Dividend equity and bonds, run for the payout. | VYM, SCHD, BND, VNQ | Model | … | … | … | … | … | … |
| US large-cap growth, concentrated by design. | VUG, QQQ, VTI | Model | … | … | … | … | … | … |
| Capital preservation first, with a growth sleeve. | VTI, VXUS, BND, TIP | Model | … | … | … | … | … | … |
| Spread across regimes rather than bet on one. | VTI, TLT, IEF, GLD, DBC | Model | … | … | … | … | … | … |