LunaTerminal vs YCharts
YCharts is a research and visualization platform that many advisors use for charts, fund data and client-ready reports. LunaTerminal is an AI research terminal that answers questions, runs planning calculations and prepares client reviews.
Updated
At a glance
| YCharts | LunaTerminal | |
|---|---|---|
| Built for | Advisors and asset managers who present data to clients | Advisors who research, plan and prepare client reviews |
| Price | Subscription; pricing is quoted by YCharts | Free |
| Strengths | Deep stock and fund data, a chart builder, model portfolios and branded client reports | AI research chat with dated sources, tested planning calculators, households, a compliance screen and 13F data |
| Fund data | Extensive mutual fund and ETF data | ETF holdings and top-50 holdings, mutual fund pages; less fund analytics |
| Planning math | Not the focus | Roth conversions, RMDs, Social Security, IRMAA, Monte Carlo and 2026 federal tax |
When YCharts is the better choice
- Branded client reports and proposals built on deep fund data.
- A large chart library and presentation-ready visuals.
- An established vendor with the documentation large firms ask for.
When LunaTerminal is the better choice
- You want to ask a question and get an answer with the math shown.
- Planning questions such as Roth conversions and Social Security are part of most reviews.
- You want to try a tool on real work before paying anything.
Questions
Is LunaTerminal a replacement for YCharts?
For research questions, planning math and review preparation, often yes. For branded reports built on deep fund data, YCharts does more.
How much does YCharts cost?
YCharts quotes its pricing by plan and firm. Check ycharts.com for current plans.